How To Avoid The Risks Of Heat Stress

Each summer, dairy farm producers and their employees work through days of extreme heat and humidity – often starting in May or June and continuing into September. While we certainly need to protect our dairy cattle during these hot days, it is also an important time to be conscious of how to protect ourselves and our dairy farm workers during summer heat.

Resources for Value-added Ag & Farm Enterprise Diversification

Extension offers resources, information and networking opportunities for farmers interested in exploring and assessing new business ideas or revenue streams to their operations. Resources help farmers assess feasibility and critical success factors of new or additional enterprises including value-added production, and marketing and business strategies.

Beginning Farmer Training & Education Programs

A variety of programs exist in the upper Midwest region that can provide new farmers in Wisconsin with training and education around production, business planning, farm financials, and more. Programs range from on-farm apprenticeships, mentorships, short-term workshops, longer-term curriculum-based programs, and academic institution degrees. Programs often serve beginning farmers with a range of prior knowledge […]

Training and Education Opportunities for Beginning Farmers

“Beginning farmer” is a broad term that often refers to an individual who has been operating a farm for less than 10 years or someone who has not yet begun to operate a farm but is actively working toward doing so. Today’s beginning farmers tend to be more diverse than previous generations – in demographics, education and experience. In response, the way in which individuals enter farming has become more diverse as well. Programs and trainings that served previous generations of farmers are being expanded and re-defined to meet the needs of new farmers today.

Plan, Prevent and Prepare

There are so many things that happen on farms that result in billions of dollars in losses that can be prevented. Or, perhaps dealt with in a more timely way by thoughtful planning and preparedness.

Three questions to ask yourself when planning the future of a farm business

Planning for the future of a farm business is complex. There are many moving parts. Extension’s network of County Educators and State Specialists assist with workshops and one-on-one consulting with farm families working on their farm succession plans, including the communication, financial, and estate planning issues that surround farm succession.

How to prioritize debt repayments

Debt can feel overwhelming. It can be difficult to think clearly when the bills pile up, late fees accrue and interest adds up. Taking a moment to organize your obligations is important to maintain your assets, avoid paying more in fees and interest, and protect your credit. Use the provided tool to develop a comprehensive list of all outstanding creditors so you are able to differentiate and organize secured and unsecured debt.

Opportunities for Farming Individuals through the local Workforce Development System

Employment and training services are offered throughout the state of Wisconsin. These services, from resume development to skill training to on-the-job training, are provided through American Job Center system at any one of several Job Centers locate throughout the state. Basic services are provided to any individual searching for new employment. More intensive services require […]

Standing Strong and Resolute as a Guardian of Your Equity

Equity is the wealth you have earned in your business and what is used to cover negative profits. Continuing negative profits drains your equity. If the prospect for future profits is not high or not high for a while, then the question becomes how much equity are you willing to spend.

Cash flow budgeting

The cash flow budget is a valuable planning tool for the farm manager. It enables the manager to know and plan borrowing needs and investment opportunities throughout the year. With a cash flow budget, the manager has an initial cash position for each time period. It can also serve as a communication tool to share with a lender to set up a line of credit, make capital investments, or perhaps discuss the reduction of debt.

Financial Troubleshooting

Knowing where to start with financial analysis can be overwhelming. It may be helpful to remember this just one step in the Farm Financial Model: Records → Management Reports → Decision Making Cash vs. Accrual Accounting Records It’s important to know if your records are on a cash or accrual basis. Most farm records are […]

Don’t keep feeding dead-weight debt

Investing in capital replacement or new investments is appealing, but building working capital and paying off dead-weight debt may be the more prudent financial decision.

Creating a farm’s operating agreement: time well spent

Farmers are notorious for preferring to farm while leaving business dealings to trust, fate or chance. Afterall, there are only so many hours in a day, and when farm families work near each other all day, it is tempting to believe that assumptions or verbal communication may replace written text. Farmers must remember, however, that every business entity carries legal and tax implications, and the written operating agreement may save a lot of headaches and heartaches when legal and tax issues arise.

A culture of ‘farm safety’ starts with a well-written policy

The farm press is filled with stories of farm injuries, workplace fatalities and life-threatening health concerns from exposure to toxic gases, dusts and other hazards. Articles and radio and TV interviews often provide safety tips and other prevention recommendations. All are important, but if you operate a farm, a critical key to effective farm safety and health management is a thoughtful, well-written workplace safety policy that you review often with all who live and work on the farm.

Safe handling of agricultural chemicals

Farming is one of the most dangerous occupations. Access to safety information and best practices is a vital component to improving farm safety. It is also key to have this information provided in the farm owner or employees’ native language, so a four-part video series on agricultural chemical safety is available in both English and Spanish.

Farm employment in Wisconsin

For the year 2017, the total number of farm employees in Wisconsin (including crop, horticulture, and livestock farms) was just above 24,000. This estimate comes from the Bureau of Labor Statistics (BLS) which gathers data on all employees covered by state unemployment insurance(UI)1. In comparison, only 16,507 farm employee were reported in 2007. This represents […]